Directory for Seniors in the USA

Identity Theft and Telemarketing

Your personal information is valuable. Protect it!

Guard your:

. Social Security number

. Bank and credit card numbers

. Driver's license number

Some criminals lie on the telephone to get your personal information. They may lie about who they are, claiming that they're from a legitimate company and that you have a problem with your account. Or they may pose as representatives of a bank or government agency and ask you to confirm your billing information. Once they have your personal information, they can use it to commit identity theft charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.

Many people learn that their identity has been stolen only after the damage has been done. The Federal Trade Commission (FTC) wants you to know that you can minimize your risk of identity theft, especially by pre-texters - people who misrepresent who they are and why they're calling.

If you think you're a victim of identity theft, take these steps IMMEDIATELY:

1. Place a "Fraud Alert" on your credit reports, and review those reports carefully. The alert tells creditors to follow certain procedures before they open new accounts in your name or make changes to your existing accounts.

2. Close the affected accounts. Close any accounts that have been tampered with or established fraudulently.

3. File a police report. This is an essential step in claiming your rights.

4. Report it to the FTC. Your report helps law enforcement officials across the country in their investigations. Visit ftc.gov/idtheft or call 1-877-ID-THEFT.

Place a Fraud Alert*

If you think your accounts have been compromised place an initial fraud alert on your credit report by calling one of these companies. This fraud alert lasts for 90 days.

. Experian: www.experian.com 1-888-EXPERIAN (397-3742)

. Equifax: www.equifax.com 1-800-525-6285

. TransUnion: www.transunion.com 1-800-680-7289

*Placing a fraud alert entitles you to free copies of your credit reports.

"I received a copy of my credit report and saw about a half a dozen items that I didn't know anything about. It has affected my credit rating so badly that I couldn't get a student loan.

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www.SeniorsInTheUSA.com

Information for Seniors in the United States
Below is some information we have gathered to assist Seniors living in the United States. When times are hard, we are here to help. Everything you see here has been hand-picked for your benefit.
www.theusseniors.com

Link and Resource Directory for Seniors living in the USA
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Identity Theft and Telemarketing

Your personal information is valuable. Protect it!

Place a Fraud Alert*

www.seniorsintheusa.com

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