"You can free yourself from aging by reinterpreting your body and by grasping the link between belief and biology."
- Chopra, Deepak

Online Guide for Senior Citizens Resources in the USA

What to Look for When Choosing a Retirement Community

Deciding Where to Live

Deciding where to live in retirement is one of the most important decisions people will make. For those considering a move to a retirement community, there are more choices than ever before that cater to a variety of lifestyle and health care needs. These tips can help you make the best possible decision.

1. Check the background of the community: Find out when and how it was established, who owns and operates it, and who manages the company. What is the track record of management? Is it not-for-profit or for-profit? Is it accredited by an independent agency for meeting high standards for services, operations and finances? Ask for financial statements.

2. Consider future health needs: Many places offer an attractive lifestyle but do not provide health care services making another move a possibility down the line. If health care is provided, is it on-site? Be sure to find out what levels of care are provided for any community you are considering.

3. Check long-term care policy limitations: If you have long-term care insurance, know the details of your policy - what it does and does not cover and for how long you are covered for the care provided. Remember, long-term care insurance does not guarantee where your care needs will be met.

4. Get detailed information about fees: Find out what all fees do and do not include. Beware of refundable fee contracts, which do not protect you from the increasing costs of medical care (such as assisted living and skilled nursing care) should you or a spouse need it. Ask if monthly fees are subject to increase and under what conditions. Find out the average fee increase percentage over the past five years.

5. Meet with residents & tour the community: Ask to speak with several residents to see how they like living at the community. Stay for lunch or dinner so you can sample the food and the service. Is the community clean, well maintained, and secure? Is there adequate parking?

6. Use a services and amenities checklist: Get a complete information packet including application for admission, fee schedules, floor plans and resident contracts. Compare each community's pricing to amenities, programs and services offered.

7. Find out about recreational and social activities: What kind of social, cultural and educational activities are available? Is their an activities director on staff to plan entertainment, events, and trips? Is transportation available? Is there an on-site fitness center and programs for wellness?

8. Consider location and find out if there is a waiting list: Is the community near family, friends, doctor's office, and shopping? Is there a waiting list? If so, how does it work? Is a deposit required?

For more information call 1-800-756-2287 for a free 20-page booklet that explains the range of retirement living options that are available and includes checklists and worksheets to help seniors gather information as they begin to explore retirement living.

www.seniorsintheusa.com

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Directory for Seniors in the USA
Your Internet Community – Your News – Your Health – Your Stories – Your Friends – Your Family – Your Photos – At www.SeniorsInTheUSA.com you can Exchange Social Calenders, share recipes, photos, and more!
seniorsintheusa.com

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Link and Resource Directory for Seniors living in the USA
Resources for the United States Senior: Find out how to become a happy, healthy, and more ethical member of an already mostly unhappy society.
www.seniorsoftheusa.com

Directory for Seniors in the USA
Your Internet Community – Your News – Your Health – Your Stories – Your Friends – Your Family – Your Photos – At www.SeniorsInTheUSA.com you can Exchange Social Calenders, share recipes, photos, and more!
www.SeniorsInTheUSA.com

Link and Resource Directory for Seniors living in the USA
Resources for the United States Senior: Find out how to become a happy, healthy, and more ethical member of an already mostly unhappy society.
seniorsoftheusa.com

Information for Seniors in the United States
Below is some information we have gathered to assist Seniors living in the United States. When times are hard, we are here to help. Everything you see here has been hand-picked for your benefit.
www.theusseniors.com